List Of Top 30 Payment Gateway In India For Seamless Transaction Experience

Whenever you sell any online products or services. You also want that the transaction between you and the buyer must be smooth and seamless. It could be a little tough to find the best payment gateway in India.

As per the stats of statista, and the whole pandemic situation online payment is the safest and the best solution. Online Transactions are going to increase with more than 20% CAGR. It is speculated that the number of users for online payment will reach 660 million in India.

As you research, there are lots of payment gateway in India, and it is confusing which is the best payment gateway. Don’t worry PrimaThink is here to solve your confusion. Here is the list of Top 30 Payment Gateways in India which will give you a seamless transaction experience.

1. Zaapkay

This is the best online payment gateway in India & it provides a platform Merchant Account that offers multiple electronic payment systems, online payment.

This also has two products to offer

1. Webpay, 2. Mpay, making Zaakpay a complete online payments solutions provider.
Accept: Cards, Net Banking, Wallets, EMI & UPI. Supports PHP, Shopify, WooCommerce, Android. Go Live Instantly. Developer Friendly API. Cards, UPI, Net banking. No Setup Fees. GST Ready Payment Gateway. Online Onboarding Process.

2. PayUMoney

It is the best payment gateway company in India. Let your customers pay through Credit Cards, Debit Cards, Net Banking, and more. All your transactions with PayUmoney are secured with 128-bit SSL encryption and two-factor authentication. PayUmoney Wallet Available.

Charges : 2% per successful transaction* {Rs. 0 Setup Fee & Rs. 0 Annual maintenance fee}

3. Razorpay Payment Gateway

It is the only payments solution in India which allows businesses to accept, process and disburse payments with its product suite. This gives you access to all payment modes including credit card, debit card, net banking, UPI and popular wallets including JioMoney, Mobikwik, PayUmoney, Airtel Money, FreeCharge, Ola Money and PayZapp.

4. PayPal

PayPal is a Global payment platform available in 200+ countries across the world. It claims to have processed 4 billion payments (including 1 billion mobile) in 2014. Over 173 million customers use Paypal on a regular basis.
That is the reason if you are expecting orders from international consumers, you have to have PayPal integrated into your e-commerce Store. It supports more than 100 currencies with a fund withdrawal facility in your bank accounts in 57 currencies and holds balances in their PayPal accounts in 26 currencies.

5. PayKun

PayKun is a payment gateway service provider that enables a safe and secure transaction between buyer and seller. There are numerous happy merchants registered and live today who have developed their business with the help of PayKun. Any large, small, individual, trust, NGO, e-commerce, etc can easily register on PayKun and use the payment gateway for receiving online payments. The customers will get multiple payment options to make a payment on the PayKun checkout.

6. CCAvenue 

CCAvenue is one of the largest payment gateway in India, offering a wide range of payment options. It offers 200+ payment options inclusive of 6 credit cards such as Amex, JCB, Diners Club, Mastercard, Visa and eZeClick. It also supports 27 major currency, thus enabling you to serve customers in some major global markets out of India. CCAvenue also allows a Multilingual payment page in 18 major Indian and international languages.

7. Atom Paynetz 

Atom is promoted by FT Group and it is an innovative Payment Service Provider with over 100 payment options, 15 million + transactions, 4500+ strong merchants across the country.

8. Citrus

It is merged with PayU now. Therefore, I have dropped all the details for this payment Gateway.

9. Paytm

Paytm has emerged as a leading payment due to its online consumer base with ‘Paytm Cash’ wallet. Therefore paying with Paytm could be beneficial for a small eCommerce merchant.

10. DirecPay 

DirecPay is one of the largest payment gateway solutions service providers in India.

11.  PayUbiz 

PayUbiz is part of Naspers, a US$25 Billion media and internet company listed in Johannesburg and London stock exchange. It is a payment gateway solution provider used by more than 70 of the top 100 e-commerce companies. PayUbiz is used by large enterprises such as Snapdeal, Jabong, Bookmyshow, Ola, Cleartrip, Redbus, GoIbibo, Zomato etc.

12. Mobikwik 

Mobikwik (formerly known as Zaakpay) Payment Gateway is a popular service for online credit, debit card & internet banking processing transactions. They claim to setup an account in two days time.

13. Emvantage 

Emvantage is a leading Payment PCI-DSS V3.1 certified payment platform in India.

14. EBS Payment Gateway

EBS or E-Billing Solutions is the first Indian merchant account provider to achieve the PCI DSS 3.0 standards of compliance. It is also certified by security and process adherence followed and audited by ISO 27001- 2013 standard. Therefore it is one of the most secured online service providers in the world.

15. Easebuzz

Easebuzz is a software platform that allows businesses to have a payment gateway and value-added services. It offers services in handling complex payment problems like vendor payments, recurring payments, split payments, and multiple value-added services which help businesses to scale.

16. InstaMojo 

Instamojo Payment Gateway allows new merchants to create a merchant account instantly to collect online payments with ease with or without a website. Charges of InstaMojo are quite reasonable.

17. HDFC Payment Gateway

This Payment Gateway provides a single platform to support multiple payment technologies this payment Gateway support VISA Card Debit Credit card.
HDFC bank provides two types of payment gateways for commercials:
Credit & Debit Cards

18. ICICI Payseal

ICICI Payseal Payment Gateway provides 128-bit SSL encryption, an authenticated security technology protocol. It can process Visa & Master Card Credit Cards issued around the globe. This has Verisign certification & Swift Transaction processing.
ICICI Bank, India’s largest private sector bank, and it announced the launch of UPI [Unified Payments Interface] on two of its customer-facing mobile banking applications.
1. Pockets
2. iMobile

19. Whizpay

This Payment gateway enables internet merchants to accept online payments via credit card & e-check. WhizPay is a modular multipurpose, PCI-certified Gateway. This is an online Payment solution tailored to the requirement of Indian Merchants.

20. Cashfree 

Cashfree provides the widest range of payment options: cards (Visa, Mastercard, Maestro, Rupay, Amex), 75+ Net banking options, Paytm, and 6 popular mobile wallets like Airtel, Mobikwik, Freecharge, along with the widest range of PayLater and cardless EMI options such as ZestMoney, OlaMoney postpaid, etc.

21. GooglePay

Google Pay (formerly Google Wallet) is an online payment and system and digital wallet platform. It allows in-app and tap-to-pay purchases on all mobile devices. As of May 218, Google Pay also supports boarding passes and event tickets. Google Pay work on NFC or Near Field Communication to initiate transactions and transfer funds to the retailer. All you need to do is download the Google Pay app, take a picture of your debit or credit card or enter the information manually. As most of the digital audience has gone mobile, Google Pay is a prudent gateway for an e-commerce business.

22. Juspay

Juspay was founded in 2012 with an aim to redefine online payments by providing 1-click payments for the web and mobile. However, like the other mentions on this list, Juspay is not a payment gateway, although it does work with any gateway or aggregator with no interference in Merchant-PG relations. Juspay processes more than 4 million transactions monthly for a number of notable merchants like Make My Trip, Yatra, Amazon, Snap deal, Book My Show, MobiKwik, Freecharge, etc.

23. Billdesk

Billdesk was incepted in 2000 in Mumbai and provides payment gateway solutions to customers and merchants in e-commerce, retail, financial services, etc. While the setup is free, merchants have to pay a commission charge on each transaction and the amount differs across modes of payment.

24. 2Checkout

The plugin integrates with the 2Checkout payment gateway. 2Checkout allows you to accept payments securely from customers
Trusted by over 50,000 merchants, 2Checkout supports transactions in 196 countries through 8 payment methods, 26 currencies, and 15 languages, forming one of the leading processors of online transactions in the world. The service is simple to implement, including a pre-integrated payment gateway, a merchant account, PCI compliance and international fraud prevention

25. Payzippy

an online payment gateway service owned by Flipkart Payment Gateway Services Pvt. Ltd. of India. Payzippy lets merchant accept payments online (web or mobile) from their customer through the following payment method: card payments (VISA, MasterCard, Maestro and American Express) and net banking (banks supported are: HDFC, Axis, SBI, ICICI, Indus Ind, KOTAK and YES Bank).

26. Safexpay

SafexPay AvantGarde is one of the best online payment gateway systems for Indian markets. This payment gateway manager has the capacity of white-labeling. It is essential for merchants, banks, Fintech organizations, Start-ups, etc. The software works seamlessly with forex exchanges in real-time. SafexPay AvantGarde utilizes high-end security measures such as 256-bit encryption to protect your transaction-related details from attempts of data theft and hacking. The software offers an uncompromisable system that guarantees a safe payment system.

27. Airpay

Airpay is the best payment gateway for online payment collection. The software facilitates the integration of multiple channels such as credit cards, debit cards, mobile wallets, UPI, Net Banking, etc. This payment gateway management software ensures safe and secure payment as it complies with all the necessary national and international security guidelines.

28. Skrill

Skrill is a payment gateway which is developed to meet three important requirements of any business; these are:
Security: Skrill payment gateway management software offers industrial-grade security features for safe payment. The software facilitates businesses of all sizes to conduct payment processes seamlessly. It is a cutting-edge payment system with minimum risk. It ensures safety from fraudulent transactions and for keeping payment-related data secure.
Flexibility: Skrill money transfer offers agile methods to integrate with your ongoing APIs for accessible payment collection. The software can be used on ads and various other plugins for expanding your outreach. It incorporates several payment methods such as, UPI, credit cards, debit cards, Net Banking, etc.
Optimization: Businesses can provide effortless and secure payment experiences through different platforms to their customers. This payment gateway software works for mobile, tablet, desktop; on all platforms.

29. Payfunnels

Payfunnels is a robust payment management software. This software facilitates safe and secure payment through platforms. People in business can incorporate it into their APIs and collect payment for their services. Payfunnels take very little time to install, and its exceptionally easy to use interface makes it favorable among traders. It supports international currency across 25 countries. The software facilitates businesses to go global. Payfunnels enable a flexible payment system as it caters to a one-time payment, recurring payments, and periodic payment plans. The periodic payment plan sends an automated reminder for installment collection.
Payfunnels is available for a 14-day trial that you can avail and check for yourself!

30. Encollect

ENCollect is a digital collection mobile application that provides indian payment gateway options. It simplifies all the grind of assigning and re-assigning accounts to collectors. It gets away with heavily detailed excel sheets and emails, that made the workflows hectic and challenging to track. ENCollect makes your collection and payment managing workflows efficient as the software is a fast and easy way to churn out more collections regularly.

ENCollect simplifies your collection strategy implementation and makes your working easier by providing an in-built voice assistant that recognizes 80 different languages. It is more than Amazon Alex, which currently supports seven languages. Work your way to enhanced productivity with ENCollect digital cash collector.


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